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Home Insurance

Your home is probably your biggest investment. Protect your property and its contents with insurance against loss of and damage caused by covered perils such as fire and lightning, explosion, water, smoke and burglary.

Basic Cover
The basic fire policy covers loss of or damage to residential or commercial building, furniture, fixtures and fittings caused by or arising from:

  - Damage by fire & lightning.
- Damage by explosions of domestic boiler or domestic gas cylinder not    forming part of a gas work.
- Damage by water or other extinguishing agents used to put off fire.
- Damage resulting from gaining access to a fire.
- Smoke damages.

Interest / Property Insured
Items that can be insured under a fire policy are :

  - Building, renovation.
- Furniture, fixtures and fittings.
- Office equipment, plant, machinery and utensils (commercial building).
- Stock in trade *
- Rental.
- Removal of debris.
- Professionals fees.
- Personal Effects & Household goods.